If your identity was impacted by the Equifax breach the smartest thing you can do is freeze your credit report from all three credit-reporting agencies (Equifax, Transunion and Experian).
Apple Finance AKA iPhone Upgrade Program (IUP) utilizes Citizens One (Bank) who will use only your Equifax...
So if I freeze my credit and planned to finance the iPhone X purchase on October 27th with Apple, will the pre-ordering process do a credit check immediately? How much lead-time to unfreeze to avoid a denial during preorder? Should I just wait to freeze after my iPhone is preordered?
Thanks a...