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equifax

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    Equifax-Impacted? - Tell Apple to open pre-auth for IUP ASAP for iPhone X

    If your identity was impacted by the Equifax breach the smartest thing you can do is freeze your credit report from all three credit-reporting agencies (Equifax, Transunion and Experian). Apple Finance AKA iPhone Upgrade Program (IUP) utilizes Citizens One (Bank) who will use only your Equifax...
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    Equifax hack & Apple Financing - New iPhones

    So if I freeze my credit and planned to finance the iPhone X purchase on October 27th with Apple, will the pre-ordering process do a credit check immediately? How much lead-time to unfreeze to avoid a denial during preorder? Should I just wait to freeze after my iPhone is preordered? Thanks a...