I read around that formatting your memory card will shorten its life.
When I transfer my photos to Photos (or to any other program I use) and I choose to delete after transferring, it does not completely delete the photos on the card and on my camera it leaves a ghost file unreadable .
I figured...
I shoot on a Sony A6400 I have multiple SD Card to USB-C adapters before 13.3 now 13.4 I used to just connect my SD card to USB-C go to Files app and copy my videos to files app or save to photos app from files app. Sadly since 13.3 when I connect my SD card to My Ipad Pro 11 2018 to files app...