I just got my 2020 27" iMac. Upgraded the memory myself to 32 gigs. Then I was prompted to install the 10.15.6 security update. Every time I try, I get the black screen saying there was a problem and the computer had to restart. So no install has happened. I tried installing while the device was in safe mode, but had no luck. About this Mac shows the 32 gigs of RAM are indeed installed.