It'll be a long time until it's standard in most machines. Granted you can get 10G in some prosumer stuff (e.g. there are 10G desktop switches for £120-200 now, whereas a few years ago you were looking at having to get used enterprise gear). It's still relatively expensive though. If you think that a 5 port 1G switch can be had for less than £10, whereas the cheapest prosumer 4 port 10G SFP switch is still £120.
In terms of adapters, a USB 1G adapter is around £5. A USB 2.5G adapter is around £30. 10G adapters (either base-t or SFP+) hover around the £200 mark.
We should start seeing multi-gig in more kit soon hopefully (e.g. 2.5G adapters are now becoming cheap). The reason behind that is that it's reliable over most existing cabling. 10G stuff can be quite flaky over Cat 5e, which is what most homes/offices are cabled with.
And then there's the cost of cabling. 100M of (good enough) Cat 5e can be had for around £30. 100m of (decent) Cat 6a will set you back £80-90. The same runs in OM3 will probably cost around the same as Cat 6a, but then you've got the cost of tranceivers, etc, which quickly bulk out the price. And let's face it, fibre cabling isn't really suitable for most homes. It's fragile, and you'll probably need pre-terminated runs which means drilling much larger holes, etc.
I currently have a mix of 10G and 2.5G at home. 10G to my server (DAC), my iMac and the core fabric (both fibre/SFP). with 2.5G going to laptops. It works well, but is completely unnecessary for the majority of home users.