2021 Health Insurance Enrollment Non-Political Discussion

[Huntn]

This thread is not intended for insertion of any partisanship or controversy.

Today I looked at reenrolling my Wife for Health Insurance through my former employer (I'm retired and on Medicare) and I see through United Health Care that for a high deductible Bronze Plan, her monthly rates have jumped from $650 to $750 per month and the annual deductible has jumped from $3500 to $5000 and I wondered if I can do any better?

Is anyone enrolled in the Affordable Care Act through Healthcare.gov? My understanding is my income to too high for any kind of financial assistance, but I thought I'd still see what the going rates are. What kind of deal are you getting there?
What about other alternatives?
I have till 13Nov to make a decision on keeping her in her current plan or moving somewhere else. Thanks!

 

[velocityg4]

Is your wife on Medicare too or is she still too young? I ask since my parents get an added Medicare Advantage Plan with an AARP membership through UHC for something around $100 a month. The deductible is under $1,000.

If she's not yet eligible for Medicare. I'd certainly take a look at the marketplace. How much you pay will vary by state. From what I can find rates can be up to three times higher for older people than younger people. So, my rates wouldn't apply.

 

[jkcerda]

This thread is not intended for insertion of any partisanship or controversy.

Today I looked at reenrolling my Wife for Health Insurance through my former employer (I'm retired and on Medicare) and I see through United Health Care that for a high deductible Bronze Plan, her monthly rates have jumped from $650 to $750 per month and the annual deductible has jumped from $3500 to $5000 and I wondered if I can do any better?

Is anyone enrolled in the Affordable Care Act through Healthcare.gov? My understanding is my income to too high for any kind of financial assistance, but I thought I'd still see what the going rates are. What kind of deal are you getting there?
What about other alternatives?
I have till 13Nov to make a decision on keeping her in her current plan or moving somewhere else. Thanks!

plenty of incomes are too high, affordable care is mean to help those really down on their luck and even then most decide to just pay the fine as opposed to getting insurance, my son just turned 26 and got dropped from my coverage and needs his own, he is making just a hair above min and has to pay full price, that said we did find better coverage than what I was providing him with and just need to pull the trigger on it, I want him insured because you simple never know what is going to happen, healthy today stupid appendicitis tomorrow. happened to me so it's better to be safe than sorry. good luck with the wife.