There's already a feature gap between the subscription version and the standalone ones. I can only assume this will widen as time passes.
Much of that feature gap has to do with features that are enabled by having an in-house syncing service (such as sharing and managing features specific to Teams and Families), a matter Agilebits addresses openly whenever someone brings it up on their forums.
Of course, even if that wasn't the case, the question someone looking into 1Password or any software or hardware, really, is "does this have the features I need?" You can't base your decision on what a developer or manufacturer might be doing in the future, beyond plans they have already announced. Agilebits has announced that they are continuing to develop both the standalone and service offerings, so until they announce they won't, that's what's going to happen. Some of those features will go both ways, some won't. When that happens, you re-evaluate.
For instance, back when Bloom Built released Day One 2.0 and took away iCloud and Dropbox syncing, I dropped the app on both iOS and macOS because those were features I needed, and I had been waiting for 2.0 to bring with it multiple images per entry. Since a version of Day One with all the features I needed or had been waiting for did not exist I couldn't continue using it. And, as we now know, Bloom Built recently introduced a paid-for service that provides features that were held back from those who did move to 2.0. I'm sure many will re-evaluate now.
Right now I can recommend 1Password, but that's based on my personal needs. The OP can look at the recommendations we give and determine there's something there, but they absolutely have to check what features our recommended pieces of software have versus what they need.
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Curious. Is there any reason people don’t just use iCloud Keychain for this? I’m guessing lacking platform ability and not working in-app were top reasons but the latter at least is being (partially) addressed in iOS 11
I started using 1Password back when iCloud Keychain was not a thing and found the software a good fit for my needs. It's continued to evolve and has remained a good fit, so I continue using it. Now I'm investigating how or if 1Password Families might allow me to help family members who are not technically minded. We'll see how that goes.
I would absolutely trust Apple with the same things I trust Agilebits - both have earned that trust over time. Doesn't mean they aren't capable of messing things up horribly, but from everything I've learned of how they operate, there's reason to trust them. So trust is not an issue.
The things I've found 1Password's features and UI to be great for are:
1) I need to store freeform text notes securely and those fit nicely alongside passwords
2) I need to store certain small binary files securely and 1Password handles that
3) I need a UI that allows me to easily manage my passwords. I have a rolling routine where I change a few passwords every week, so I need to identify which ones are the oldest, what passwords I have used historically per service and a great password generator. 1Password has all those and plenty besides. Right now the iOS version of 1Password fails here, but I've already given Agilebits feedback on this and I'm hopeful they will at some point introduce features that are missing (namely listing logins by password age)
4) I need to associate secondary information with my logins, things that aren't a username or password, such as which email address do I use with each service (if that's not the login), what was my plan for renewing or not renewing a subscription next year, who should I contact if I have problems, etc
5) I need two-factor authentication for some of my logins, and that code generator comes built in with 1Password. I believe in the next version Agilebits is going to make that an even better experience by automatically copying the 2FA code into clipboard after filling in login details so that it's ready when it's needed
So that's why I use 1Password - it fit my needs when I was looking for a software for this purpose, and it continues to do so. Until such time that it doesn't or Agilebits loses my trust, that's not going to change.
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Apple does not allow encryption on iOS or Mac OS-X. Any files or any folder cannot be encrypted.
This is to stop malware or unsafe apps from encrypting files also known as ransomware that windows is having a major epidemic with these days.
Only way is to get a external hard drive and set up encryption on it.
Unfortunately iOS or Mac OS-X does not support encryption.
So if there files or folders that you do not want people to see than put it on a external hard drive and set up encryption on it.
This is either fake news or a misinformed individual. Pay no attention.