Disregard, i got it working. Had to disable/re-enable security.
Weird eh? You will get used to doing that, A LOT
! Plus turning off wifi back and on. Sometimes you need to change the wi-fi channel and change the password, so that it is a "New" share. You will also get used to going into iPhone, and "forget network settings" and try to connect again.
It's a buggy implementation. Not fully tested. "works some of the times, so we'll let it pass". Quality is working ALL the time, not "most of the time", but do this and this and this to work again. Yes this bug was submitted a long time ago to Apple. I've given up re-submitting it each revision hoping they will finally hunker down and make the implementation solid.