Somehow, my Apple Card information was stolen, apparently along with my identity information. I've had credit cards compromised in the past, but this was very unusual. The perpetrator got the number that is associated with the physical card and used it to charge nine transactions at a wine store in Wallingford Connecticut. All of the transactions took place over the course of about 10 minutes. It's not clear yet whether these were actual physical transactions, but the Wallet app says that they were "card present" transactions meaning that according to the system, someone had a physical card with my info on it. I spoke to the store manager and to the police and they are following up with potential video of the transactions.
Of course, I notified Goldman Sachs and they are looking into it. But I am puzzled by several things. First, while the charges were apparently made in Wallingford Connecticut, the record in the Wallet app shows them as having been made in my hometown in Massachusetts, approximately 100 miles away from Wallingford. Both the transaction list and transaction detail screens have my home town, but the map shows the details of the actual physical location in Wallingford. Clicking on the map on the transaction detail screen takes you to the Yelp page for that merchant, which has the actual physical address and phone number for the store were the charges were made in Wallingford. The puzzling thing is, how can they change the merchant location?
The card present indication means that there was a physical card presented (unless that is hacked, too). I have had it suggested that my physical card was scanned somehow by an RFID scanner, or was compromised in a card skimmer. That may be the case, but I have only used the card for Apple services transactions except for the first month that I had it, which was last September.
With the changes to the merchant information, this seems more like a digital hack. Searched the Internet and have not seen anything like this, and in fact very few reports of Apple Cards being compromised. Ideas are welcome.
Of course, I notified Goldman Sachs and they are looking into it. But I am puzzled by several things. First, while the charges were apparently made in Wallingford Connecticut, the record in the Wallet app shows them as having been made in my hometown in Massachusetts, approximately 100 miles away from Wallingford. Both the transaction list and transaction detail screens have my home town, but the map shows the details of the actual physical location in Wallingford. Clicking on the map on the transaction detail screen takes you to the Yelp page for that merchant, which has the actual physical address and phone number for the store were the charges were made in Wallingford. The puzzling thing is, how can they change the merchant location?
The card present indication means that there was a physical card presented (unless that is hacked, too). I have had it suggested that my physical card was scanned somehow by an RFID scanner, or was compromised in a card skimmer. That may be the case, but I have only used the card for Apple services transactions except for the first month that I had it, which was last September.
With the changes to the merchant information, this seems more like a digital hack. Searched the Internet and have not seen anything like this, and in fact very few reports of Apple Cards being compromised. Ideas are welcome.
