Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.

anthonymarkiv

macrumors newbie
Original poster
Dec 7, 2019
6
1
So I first got my APPLE CARD back in early November, as of now (1/2/20) I still haven't seen it show up on my credit report. Has anyone else had this issue?
 

g.t. rags

macrumors 6502
Nov 25, 2010
286
53
Long Island
I got the card back when it first came out, and it didn't show up even as an inquiry until about a month ago. still haven't seen it show up as an active account either...
 
  • Like
Reactions: TheAppleFairy

Erehy Dobon

Suspended
Feb 16, 2018
2,161
2,017
No service
It took over four months for the first wave of Apple Card recipients to see the card on their credit reports. This topic was covered here:


So wait a few more months. It'll eventually show up.
 

california_kid

macrumors 6502a
Sep 9, 2016
541
1,040
San Francisco
I got my card in Dec and right before applying from my iPhone, I unlocked my credit reports. Application went through without a problem and card showed up in my wallet. I then re-locked my credit reports. About 30 min later, I got a couple alerts from credit agencies that Apple-GS was trying to run a credit check, but were denied since my lock was on. No problems using the card since then.

I still don't see either the credit check or account show up on my credit reports a month later. However, I know the account will show up eventually. Not sure if credit inquiry will ever show though since it doesn't look like Apple-GS used it for my card.
 

ecschwarz

macrumors 65816
Jun 28, 2010
1,435
356
So I first got my APPLE CARD back in early November, as of now (1/2/20) I still haven't seen it show up on my credit report. Has anyone else had this issue?

Just curious, but which report are you checking? So far, Apple Card has only been appearing on TransUnion (not Experian or Equifax).
 
  • Like
Reactions: compwiz1202

california_kid

macrumors 6502a
Sep 9, 2016
541
1,040
San Francisco
Just curious, but which report are you checking? So far, Apple Card has only been appearing on TransUnion (not Experian or Equifax).

Same for me - TransUnion shows the new account first, about 6 weeks after I got the card. Other credit agencies will inevitably update at some point. However, as I stated in my early post, TransUnion does not show a hard credit inquiry, but only failed request due to my lock. This is far more important to me as I want to keep hard inquiries to a minimum in case I need other new lines of credit.
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.