Apple Card: Think Apple Will Introduce Joint Account Capability?

[purdnost]

I'm using Apple Card, but there is currently no joint account capability. My spouse has no way of charging to the account. I'd like to be able to track all of our spending in the Wallet app, but a joint accounts is needed in order for it to be completely accurate and to provide a full view of our spending habits.

I can't think of any major credit cards that don't offer this, so I would hope that this feature is forthcoming. Thoughts?

 

[thebrick]

What I understand is the card is per iCloud account and they currently doesn’t have any plan to allow adding an authorized user.

 

[AustinIllini]

What I understand is the card is per iCloud account and they currently doesn’t have any plan to allow adding an authorized user.

That's too bad, honestly.

 

[Tech198]

I guess by allowing additional authorized users that would undermine the promise Apple card gives you. It may come to that, but like everything Apple does, they usually start off small first.

 

[ruslan120]

It may come to that, but like everything Apple does, they usually start off small first.

I don’t know about y’all, but I like this.

I work in consulting and we live by this principle. Do it small at first but right.

 

[MobiusStrip]

Apple can't even figure out how to do user IDs properly. Joint accounts?

BWAHAHAHA

 

[PickUrPoison]

I'm using Apple Card, but there is currently no joint account capability. My spouse has no way of charging to the account. I'd like to be able to track all of our spending in the Wallet app, but a joint accounts is needed in order for it to be completely accurate and to provide a full view of our spending habits.

I can't think of any major credit cards that don't offer this, so I would hope that this feature is forthcoming. Thoughts?

I think they will, I don’t see any technical reason they couldn’t add additional authorized users at some point. It’s just not a priority right now, is my guess.

 

[swandy]

What I understand is the card is per iCloud account and they currently doesn’t have any plan to allow adding an authorized user.

Well on one of the support pages I read it said something like not currently available (don’t remember the exact wording) which to me implies it will could be available.

 

[AZhappyjack]

Apple Goldman Sachs can't even figure out how to do user IDs properly. Joint accounts?

BWAHAHAHA

Accuracy matters. And place the blame where it lies.
[doublepost=1567087715][/doublepost]Two thoughts...

1. They could do something along the lines of Family Sharing like they did for AppStore and iTunes... create a hierarchical structure to allow multiple cards to be connected together...
2. If you are totally bent on having multiple users on the account, the only option currently would be to share the iCloud account. I share it between my iPhone, my Watch and my iPad... I could also share it with my wife's iPhone and Watch. It could bring a new set of headaches, but at least you could share the Apple Card. I'm actually a bit surprised no one has commented that they've tried this.

 

[swandy]

I do share Apple ID between myself and my wife (two iPhones, two iPad Minis and two iMacs) and the Apple Card does show up in the Wallet on her iPhone 8+. But she would like a physical card for those stores that still don't do Apple Pay transactions.

 

[newellj]

It almost kinda sorta makes sense, if you conceive of the card as being tied to a specific phone and iCloud account - maybe?

What I find odder and for me much more limiting is not being able to download or export data to financial management software like Mint or Quicken.

 

[PickUrPoison]

It almost kinda sorta makes sense, if you conceive of the card as being tied to a specific phone and iCloud account - maybe?

What I find odder and for me much more limiting is not being able to download or export data to financial management software like Mint or Quicken.

Like joint accounts/authorized users, I think Apple will add data export in a subsequent iOS release. It’s pretty typical for Apple to introduce a new product with a certain set of high priority, must-have features, while additional, nice-to-have functionality is added at a later time.

 

[cawgijoe]

Any word on joint account? I passed on the card because my wife and I have joint credit cards and we prefer it that way.

 

[ct2k7]

I think Apple Card for family is coming, but no news on timelines as of yet