APPLE CARE or Carrier Insurance Plan?

[BDwy27]

Idk if this is a thread already, if it is I'm sorry.


Just got the iPhone X.

Looking help to see if its worth the 199 Apple care or the mobile insurance through your carrier. I have ATT and it would be 8.99 a month for lost/stolen damaged phone with next day service or same day service for cracked screens.

Thoughts on what people have or are going to sign up for.

Thank you.

 

[SJTrance]

The main thing that the Apple care doesn't cover is lost phone. It depends on how important this aspect is for you.

 

[BDwy27]

The main thing that the Apple care doesn't cover is lost phone. It depends on how important this aspect is for you.

Yeah, I'm pretty safe on knowing where my phone is. Just dropping it or something randomly goes wrong is what I'm worried about. 200 bucks is pretty expensive right out the bat, and if you never use it kinda waste of money. but i guess it does help knowing you have it just in case.

 

[StaceyMJ86]

I have carrier Insurance with T-Mobile that covers, lost/stolen, warranty, damaged and AppleCare for $12 a month.

 

[Nanotyrns]

I do carrier insurance but seriously considering adding Apple Care + to it. Just need to run the numbers and see if it's worth it to let Apple handle the physical damage and AT&T cover loss/theft. I haven't dropped and broken a phone since my 4 but last week my phone came out of my pocket at a park while crossing a street and the tempered glass screen protector took the hit nicely. Now I'm thinking that since I'm moving into my clutz phase Apple Care + might be worth it...

 

[akash.nu]

Any type of insurance is really just that. If you don’t use it then it’s a waste of money but if you do then it will be worth it. It’s just peace of mind.

 

[Lobwedgephil]

I do carrier insurance but seriously considering adding Apple Care + to it. Just need to run the numbers and see if it's worth it to let Apple handle the physical damage and AT&T cover loss/theft. I haven't dropped and broken a phone since my 4 but last week my phone came out of my pocket at a park while crossing a street and the tempered glass screen protector took the hit nicely. Now I'm thinking that since I'm moving into my clutz phase Apple Care + might be worth it...

But you are already covered by at&t insurance. Double coverage makes no sense.

 

[Nanotyrns]

But you are already covered by at&t insurance. Double coverage makes no sense.

What I need to find out is what does AT&T charge me for a repair. It was just a two or three hundred dollar deductible before but this phone is much more expensive to repair so I'm waiting to find out.

 

[Banich2]

Depends on if you get drunk a lot or not. If you do, go for the carrier insurance so you'll be covered for loss or theft.