Apple Pay Apple Pay Limit?

[Eric Idle]

I tried to pay for a car repair using Apple Pay. The bill was $9,000 and it was declined. I have over $25k limit on my Apple Card with almost no usage so I had plenty of credit available, but Apple Pay, using my iPhone, could not complete the transaction. I had to use my physical Apple Card and the transaction went through. But it really sucked to not get 2% cash back on that 9k charge. Why does Apple limit this supposedly safe way to pay?

 

[Apple_Robert]

I am guessing that occurred to better authenticate against possible fraud.

 

[russell_314]

That sucks. Never depend on just one credit card. You found the weakness of the Apple Card that it requires Apple Pay so if that fails, it’s not any good. There are many cards out there that give 2% cash back and don’t require Apple Pay.

 

[Eric Idle]

I am guessing that occurred to better authenticate against possible fraud.

So Apple Pay is not as safe as swiping the card? I used the Apple Card and the charge went through just fine.

How can just having a card be more safe than something that needed facial recognition to activate?

 

[jz0309]

did you contact support to get an answer?