My 14 Pro arrived yesterday and I completed the activation/upgrade from my 11 Pro today. Since then, any time I try to use my watch with Apple Pay, the card is declined. This is happening with all my cards. I activated the new phone with a backup that was done just an hour or so before and I went through the steps of entering/verifying the security codes on the backs of all the cards. Did I miss a step somewhere? Phone is on 16.0.2 and I'm using a series 6 watch on OS 9.0.