Apple Pay

[Planepics]

I have looked and looked, so help.

When you use a debit card in Apple Pay, will it be used as a credit card???????? Don't want to have to use a pin.

 

[iThingsGurl]

If, you don't want to use your debit card PIN, is what you're asking then no. Your Touch ID will suffice to complete any transaction.

 

[AlliFlowers]

You have to use a debit card as a credit card for Apple Pay, otherwise you will be asked for a PIN, which defeats the purpose of using Apple Pay.

 

[Planepics]

You have to use a debit card as a credit card for Apple Pay, otherwise you will be asked for a PIN, which defeats the purpose of using Apple Pay.

Thats what I want to do....never use it as a debit.... So you are saying it automatically goes as a credit?

 

[AlliFlowers]

Thats what I want to do....never use it as a debit.... So you are saying it automatically goes as a credit?

You may have to select debit on the terminal. If it's one of the nice new terminals that boast Apple Pay, you won't have to do anything at all.

 

[tjwilliams25]

As far as I've seen, it depends on how the bank set up their cards with Apple Pay, as some of my cards require a pin and some require a signature. That, and as others have said, the older terminals require you to select which type of transaction you want to do before you tap, so you can make it run as credit. My bank doesn't require a pin so my experience has been pretty easy breezy.