They wouldn't take my wife's 12 because there were scratches you couldn't even see unless the screen was off and you looked at the right angle. So what happens? Will VZW remove the down payment and change the installment amount, or will Apple charge for the trade in amoun t? If they charge, do they contact you, and ask you how you want to pay it? Thanks. And I'm not sure why they couldn't just take it anyhow but inform you that you would be contacted about a lower trade in amount and let you pay the difference. They weren't answering question well at all because they were overwhelmed. If I didn't have decent knowledge aboue most of what goes on for trading for the new iPhone, I'd be clueless and pissed.