ApplePay needs to make a move in Scandinavia

[scruffyPhD]

As an iPhone-user, I am a bit concerned about the lack of ApplePay in Scandinavia. The major banks are rolling out their own solutions, and now the major (near-monopoly) payment solutions provider is offering a wallet-app for smartphones for use in almost every single store with a modern terminal.

This new wallet-app works really well on Android phones as they use NFC and can access the terminals from their lock-screens. iPhone users on the other hand must open their phones, enter the app and wait for bluetooth info. While almost all terminals have NFC, less than 50% offer bluetooth. In this case, iPhone users are offered a QR code!

For Denmark in particular, where Apple enjoys 80%+ smartphone marketshare, this is not OK.

The Android solution works beautifully in the exact fashion ApplePay does. But we don't have ApplePay. And we don't have access to NFC.

For me, personally, this could warrant a jump to a Galaxy phone unless Apple rolls out ApplePay this year.

 

[BSben]

According to this iPhone market share in Denmark is just under 60% http://beta.evolita.com/explore/sma...in-denmark-between-2015-q1-and-2016-q3/jd2mz/
And as annoying as the lack of Apple Pay may be, the main reason will be the banks not Apple.

 

[twinlight]

The app Vipps is taking over here in Norway for payments and p2p payments. We have the phones and many terminals but the banks doesn't want it rolled out.

Im happy the other banks solutions lost to Vipps but now they are becoming the only solution and thats bad too..

 

[Paul Dawkins]

The app Vipps is taking over here in Norway for payments and p2p payments. We have the phones and many terminals but the banks doesn't want it rolled out.

Im happy the other banks solutions lost to Vipps but now they are becoming the only solution and thats bad too..

Vipps is something like MobilePay in Denmark? Bluetooth/QR nonsense with 10 steps to pay?
[doublepost=1494177733][/doublepost]

As an iPhone-user, I am a bit concerned about the lack of ApplePay in Scandinavia. The major banks are rolling out their own solutions, and now the major (near-monopoly) payment solutions provider is offering a wallet-app for smartphones for use in almost every single store with a modern terminal.

This new wallet-app works really well on Android phones as they use NFC and can access the terminals from their lock-screens. iPhone users on the other hand must open their phones, enter the app and wait for bluetooth info. While almost all terminals have NFC, less than 50% offer bluetooth. In this case, iPhone users are offered a QR code!

For Denmark in particular, where Apple enjoys 80%+ smartphone marketshare, this is not OK.

The Android solution works beautifully in the exact fashion ApplePay does. But we don't have ApplePay. And we don't have access to NFC.

For me, personally, this could warrant a jump to a Galaxy phone unless Apple rolls out ApplePay this year.

Wallet works only with Dankort and they don't give those to everyone, i mean if i'm not danish i can't get one or maybe i don't want one, maybe i want just normal Visa. Still not perfect solution. Limits what card i can use and limits what phone i can use.

 

[slingshott]

Get a case and stick a contactless card in the back? I wouldn't switch to Android on this basis alone. I spend seconds per day paying for things but a hell of a lot longer on my phone.

 

[Paul Dawkins]

Get a case and stick a contactless card in the back? I wouldn't switch to Android on this basis alone. I spend seconds per day paying for things but a hell of a lot longer on my phone.

With QR, bluetooth nonsense it takes about a minute which is unacceptable.
[doublepost=1494182818][/doublepost]For EU residents the best solution right now is to open an account with KBC in Ireland which you can online in minutes (need two proofs of ID and two of address) and you have 100% legal and working Apple Pay implementation.