I just got the notification that APY dropped again, now down to 3.9%. On the bright side, Bitcoin is shooting over $100k right now. I know this doesn’t make logical sense, but dropping under 4.0% was a magic number for me. Time to go elsewhere.
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Apple Card APY Down to 3.9%
- Thread starter TonyC28
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Moving elsewhere as well. Probably Fidelity's Cash Management account with FDLXX as my core position.
FTEC is my go-to for the moment. As long as you don’t mind keeping an eye on it, the less-risky ETFs are a good place right now.
Get a Money Market account.
Their rates are falling but not quite as "low"
(Compared to even just a few years ago the Apple GS account rates are still good, but I personally prefer the balance of low risk/slightly higher returns with a Money Market)
As others have said, there's no other option better than a MM besides a total market ETF perhaps, but that's a big notch up in terms of risk
Their rates are falling but not quite as "low"
(Compared to even just a few years ago the Apple GS account rates are still good, but I personally prefer the balance of low risk/slightly higher returns with a Money Market)
As others have said, there's no other option better than a MM besides a total market ETF perhaps, but that's a big notch up in terms of risk
