If you're shopping for a dual and plan to upgrade the CPU, it's either pay now or pay later.
As mentioned, the 4,1 dual needs delidded processors, while the dual 5,1 uses processors with the conventional IHS.
Using the X5690 as an example, a pair of lidded ones runs ~$160-180 on Ebay. Already delidded is ~$250 from a couple of different sellers(ignoring a few over $300). There are also services that charge $60-70 to delid a pair of processors that you supply them.
I settled for a "real" 5,1 in a sort of beat up case that didn't cost me a ton more than a perfect 4,1 dual(I bought mine ~2 years ago). It functions fine-I just have to ignore the bent handle. Also, it's worth mentioning that mine is a 2010 model but made in 2012. With a CPU upgrade, as far as I know there's no functional difference between it and a "real" mid-2012 model.