If you make payments early does your available balance go back to the limit or do you have to wait until the end of the month? I haven't had a credit card in 20 years, I'm not sure how this works.
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Available Balance
- Thread starter Jack Neill
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Just wondering, because I paid the balance in full, its posted to my checking account. But the available balance did not go back up. I couldn't use Apple Cash as a payment method either.
I'm thinking it's a little buggy - it took restarting my phone after paying off the balance and it finally reset.
I hope this isn't piggy backing on your thread but I just bought a 9.99 album on iTunes and they charged me 13.98. This is on the Apple Card.
While I don't qualifyy for the Apple Card. My American Express preferred did the same to me, OP.
I did a massive payment, (it's my daily driver), and my available credit did not reflect correctly for a WHOLE week. Give it time though.
I did a massive payment, (it's my daily driver), and my available credit did not reflect correctly for a WHOLE week. Give it time though.
Did anyone get this sorted out?
I made my first payment this morning and it was credited to my account immediately and my balance went back to the full amount. This was actually shocking to me as my other credit cards don't even do this.
I made my first payment this morning and it was credited to my account immediately and my balance went back to the full amount. This was actually shocking to me as my other credit cards don't even do this.
I don't use Apple Cash - I just have a connected checking account.
I paid my balance in full yesterday and, like you, it was immediately credited to my account and my balance was reset to full. My checking account was not debited until today, with the description:
"Preauthorized Withdrawal - APPLECARD GSBANK - PAYMENT"
Nope. Hasn’t been resolved or updated. I have a zero balance and my available credit is $141 short. Pretty annoyed by this, my Chase Sapphire doesn’t update immediately but I trust that if I make a payment that morning, my balance and available credit is updated that evening, has never failed.
There’s a process to verify your identity for the Apple Cash to become a valid payment method. Don’t recall the specifics, but tap the 3 dots on the Apple Cash card in the wallet app and explore.
Oh!!!! Here’s an interesting update and piece of advice....
So I read the terms and conditions of Apple Cash and it’s managed by a bank called Green Dot. I would understand my Chase Sapphire updates faster with payments from my Chase checking account but Apple Cash isn’t even managed by Goldman Sachs.
I’ll test this theory out today.
So I read the terms and conditions of Apple Cash and it’s managed by a bank called Green Dot. I would understand my Chase Sapphire updates faster with payments from my Chase checking account but Apple Cash isn’t even managed by Goldman Sachs.
I’ll test this theory out today.
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Oh!!!! Here’s an interesting update and piece of advice....
So I read the terms and conditions of Apple Cash and it’s managed by a bank called Green Dot. I would understand my Chase Sapphire updates faster with payments from my Chase checking account but Apple Cash isn’t even managed by Goldman Sachs.
I’ll test this theory out today.
Yeah? So the bottom line is that you need to let them "hold" your money (Apple Cash) until you "give" it to them (pay the Apple Card balance)? How do I get a piece of that action...
Sounds about right.
One thing to note is since I started noticing this problem, I’ve made payments from 3 different banking institutions. Whenever I am given money owed or make an eBay/online sale, I throw it towards any balance I may have. So in theory, since Apple Cash is managed by Green Dot bank, it should behave the same as my Wells Fargo, Capital One and Chase checking accounts and not “post” immediately.
I have some funds in my Apple Cash card from the cash back. Since I had a zero balance before the iMessage customer support discussion, I went to Whole Foods to buy a cup of coffee to gain a balance. When I gain the opportunity to pay early for this transaction, we’ll see if the available balance refreshes.
Update:
The verdict is in. If you pay your Apple Card balance with funds from Apple Cash, they update your available balance within seconds.
It’s been almost 2 weeks and Apple still has not updated my available balance with completed payments from 3 different checking accounts.
The verdict is in. If you pay your Apple Card balance with funds from Apple Cash, they update your available balance within seconds.
It’s been almost 2 weeks and Apple still has not updated my available balance with completed payments from 3 different checking accounts.
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Checking accounts I’ve had established for years. Chase, Wells Fargo and Capital One. Cap One for my eBay/online sales slush, WF for my mortgage, and Chase since it was WaMu.
The very first week I had Apple Card, my available balance always updated. After the first week, no longer.