You seem to have some serious misconceptions. Nobody is using single SSD's or single HDD's for data critical applications, most consultants recommend RAID 6 now for data critical applications. Nobody who is serious about data storage even recovers data off broken drives any more. They throw the drive out and rebuild the RAID. Furthermore very few consumers actually do data recovery as most don't want to pay the $400+ fees. And HDD disks do NOT progressivly fail with plenty of warning. Most HDD failures are catastrophic. The failure rate of SSD's is also an order of magnitude lower than HDD's due to the lack of moving parts.
So I'm not sure who you're speaking to with this information that SSD's can't be recovered and fail catastrophically. I suspect your target audience is imaginary.
If you want data security keep two copies of your data on unrelated systems, where one system is fail safe (ie technically three copies)
I back up my data to a linux based raid 5 network drive (synology NAS), which sends me a text if any drive fails. Meaning I have 3 copies of all the data over two systems. If the enclosure ever fails I can just boot up Unbuntu with the drives and restore the raid array (or just hot plug the drives into a new enclosure). If my computer ever fails I load the back up. If a drive ever fails I replace the drive.
I've tried numerous other systems (cloud, windows raid, time capsule, external drive back up) with plenty of near failures so this is how you want to do it. You want a fail safe with a fail safe that has easy contingency management.
Then again most people don't have truely critical data.