I'm a big fan of GoodNotes because of its ability to work with PDF files containing hyperlinks (to other parts of the document). This allows for creating more advanced organizers and notebooks. But in terms of handwriting recognition, it isn't automatic... you write on the page, circle the handwritten text to select it, and then indicate you want to convert it to text. This creates a new selection that is text-based.
GoodNotes also has a macOS component that allows me to access my notes created on my iPad.
Nebo on the other hand allows direct handwriting to text conversion as well as setting a style to that text. I don't have much experience beyond that in Nebo so I don't know how well it works for other aspects of digital notetaking.
I recommend watching some YouTube videos by "Tom Solid" who is leading the #PaperlessMovement. He does in-depth reviews of notetaking apps and I've found him to be very helpful.