I have decided after several weeks of looking and reading I am going to save and get a base MBA M1. Thanks guys.
Sounds like a good choice, although personally I'd go for a 13" mid 2012 MacBookPro9,2 (A1272). Marvellous machines which are totally upgradeable & repairable on the cheap using iFixit ref videos.
I have a 13" mid 2012 Intel i7 on which I added an SSD and upgraded RAM and it does everything I need of it, including photo and video editing. It can run OS 10,15 Catalina, although my advise is stay away from that and maintain at OS Mojave which will see you through well for a few years yet. Mine will still be in use 10 years from now!
If you do go for the MBA M1 one important piece of advise.
Spend extra for AppleCare! Otherwise if you have problems outside the normal 1 year warranty (don't forget these are 1st gen M1's with the potential for unseen important issues), you could be hit for some very high cost rectification repairs.
Whichever you eventually decide on, you shouldn't be disappointed with either, but as you state you're "not a power user, just basic stuff", the MBA M1 sounds a bit like overkill.
Will be interested to get your feedback on eventual choice and experiences.