AT&T nor Apple currently provide insurance for the iPhone yet.
However, this doesn't mean that you are out of luck if your phone is lost, broken, or stolen. Depending on which credit card you use to buy the phone, you may have coverage on the iPhone.
Citi Gold / AAdvantage World MasterCard
http://www.citicards.com/cards/wv/copy.do?screenID=1215
American Express
Note: For both instances, items stolen from a motorized vehicle are not covered. So don't leave your iPhone in your cars.
Please submit other credit cards that have coverage on the iPhone.
However, this doesn't mean that you are out of luck if your phone is lost, broken, or stolen. Depending on which credit card you use to buy the phone, you may have coverage on the iPhone.
Citi Gold / AAdvantage World MasterCard
Code:
Buyers SecuritySM 1, 2
Most purchases are protected against theft, fire and accidental breakage up to $500 for up to 90 days from the date of purchase.
Extended Warranty3
The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most of the items purchased with your card.
Code:
Extended Warranty / Buyer's SecuritySM
Buyers SecuritySM coverage (limited to $500 per occurrence and $50,000 per cardmember, per year) is excess coverage and is underwritten by Triton Insurance Company. Extended Warranty coverage (duplicates the manufacturer or store warranty up to a maximum of 12 months on most items you purchase and is limited to the lesser of the amount charged to your card or $10,000) is underwritten by Virginia Surety Company, Inc. For both benefits, certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.American Express
Code:
When an American Express Cardmember charges a covered purchase with his or her Card account[1], the Purchase
Protection Plan protects that item for 90 days from the date of purchase if it is stolen or accidentally damaged,
including vandalism. (Lost items are covered for Platinum and Centurion Card members). The coverage is limited
to $1,000, per Occurrence ($10,000 per Occurrence for Platinum and Centurion Card members), up to $50,000 per
Cardmember account per policy year, and is in EXCESS of other sources of indemnity.Note: For both instances, items stolen from a motorized vehicle are not covered. So don't leave your iPhone in your cars.
Please submit other credit cards that have coverage on the iPhone.
