Sorry I just noticed your question about e-mail templates.
I don't think Apple's own e-mail app or
Outlook app offer a template feature. They do offer a signature feature.
There are
third party keyboards (see a major list
here) out there of which some offer a
template option like:
1:
Crisp Email Template Keyboard (1.99 dollar) see also a review on
iDownloadblog. Last update 28th September '16 including iOS10 fix. -
does not need full access (see also here) best option if you ask me!
2:
TextExpender 3 + custom keyboard (4.99 dollar) - last updated Feb. '16 heard lots of good things about this one -
asks full access you could argue about this if safe or not (see details here)
3:
ThingThing (free) - not sure if it's offered - recently updated Dec'16 -
probably needs full access in order to use
4:
Message Templates (free) - not an actual keyboard I think - last update May '16,
privacy?
5: WordBoard (free, with in-app 1.99 dollar for Pro version) see also a review on TechCrunch. hasn't been updated since June '15 though so seems to lack support. Asks for full access in order to use.
6: PhraseBoard Keyboard (free) hasn't been updated since end of '15 though
7. Oftentype (1.99 dollar), hasn't been updated since end of '15 though
Other options are third party e-mail apps like
Airmail (4.99 dollar),
Spark (free) or
Email by Easylido (free) who offer the ability to set multiple (HTML)
signatures although a signature is not the exact same thing it works almost similar. You only have to add the subject + addressees.
I'm a frequent user of signatures on Outlook (Win desktop/laptop) on my work and I'm now also wondering how good the above options are. In private I don't actually use these but I do wonder if these options can work. Let me know if you also tried something out. I will do the same and mention it here.