Other Financing the iPhone 12 Pro Max: Continue With iPhone Upgrade Program Or Apple Card Financing

[MichaelMidnight]

I'm torn between the two and it seems if the prices are the same as last years, then I'm paying more via the IUP than through the Apple Card financing. What say you all?

 

[csilvia]

I'm with you on this one - I'm changing from IUP to the Apple Card Payments just so it's easier to pay off in the end. I'd rather be dealing with the Apple Card interface than Citizens One, that's for sure!

 

[MichaelMidnight]

I'm with you on this one - I'm changing from IUP to the Apple Card Payments just so it's easier to pay off in the end. I'd rather be dealing with the Apple Card interface than Citizens One, that's for sure!

Though I just realized this may be good for a full 2 year purchase but how would one be able to do a yearly update, since I know the IUP can allow for that.

 

[C7 POWER]

For me, I still have 10 months to go, so Ill stay on the 1UP so I do not have to buy out this one. Plus keeps me on the annual upgrade

 

[kycophpd]

I plan on using the upgrade program again for two reasons: 1. Doesn’t use the available balance on my Apple Card, potentially lowering my credit score. 2. Citizens One does not report to credit companies so no one knows I have 2 iPhone loans at about $3,000.

 

[MichaelMidnight]

I plan on using the upgrade program again for two reasons: 1. Doesn’t use the available balance on my Apple Card, potentially lowering my credit score. 2. Citizens One does not report to credit companies so no one knows I have 2 iPhone loans at about $3,000.

Oh wow! I didn't know that. And smart!

 

[scrobert]

I don’t see how you can finance with citizens one (IUP) for the iPhone 12. I only see Applecard payments as an option. Where can I trade in with IUP or is that not available anymore?