Volume of use- particularly writes to the SSD portion- would drive longevity. One minimally used might still fire up in 2035.
As you can see from many threads here and all over the place, many have been conking last few years. It's not age- but use- that is mostly the driver of "when?"
Meanwhile in pitches to buy Silicon with too little RAM, all that SWAP is basically writing to the SSD like it is spare RAM. Many spin how it should be nothing to worry about for life of Mac (and that may or may not prove true)... like many spun how fusion SSD writes should be nothing to worry about for life of Mac. Caveat Emptor*
*AKA: up the RAM if you need more vs. trusting fan opinions that SWAP is no issue. Exactly as it was with Fusion, they won't be there to offer any warranty service on such claims when SWAP wears out Silicon SSDs. Instead, the advice will be almost the same: buy a new Mac. At least with fusion, one could replace just the drive... and at market rates for SSDs instead of 3X-5X market.