Not sure if this helps you - but for various reasons I've returned 2 now.
The first came with OSX 11.0.0, and was a little scary to reformat - I updated to 11.0.1 and followed the instructions towards the end of the thread here:
https://forums.macrumors.com/thread...te.2269226/page-5?post=29317709#post-29317709 I found them really useful and worked for me.
The second came with OSX 11.0.1 pre-installed, and the experience was very different (in a positive way). The below might seem wordy, but it was really much simpler than my previous experience.
* I unlinked all my iCloud items from my Account.
* Shutdown. Then held the power button until the Loading Options screen appeared.
* I forget the exact wording, but selected the continue to options from here.
This then gave me a different screen to the one I'd seen before (rather than 4 options, there was just one, I was expecting to launch Disk Util - but the option wasn't here!)
* From the menu bar at the top, I selected, I think it was 'Reformat' (yes, I should have made notes...) - there was only 1 option however.
* This then gave me a helpful screen telling me I can Erase and re-install if something has gone wrong or similar, with a single 'Erase' button.
* I pressed the Erase button - it wiped the drives and then rebooted and then when done, took me to a screen to re-install OSX.
* At this point I needed to re-add my wifi connection, and OSX installed.
Done! Took about an hour and a half, with most of that the Mac just sat there downloading and installing OSX.
Apologies if any of these steps are a little off - they're all from memory.