The answer to #1 is yes. It's what I do.
In that partition, I have created a folder/file hierarchy for all my originals.
I give each folder a distinct and recognizable name, with the date as well.
Into each folder goes "the day's shoot".
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Here is the problem with just using folders and file names...
Let's say you are family active and shoot 50 images per week. That is roughly 2500 per year. Keep this up and in ten years you will have 25000 images on file
Then you remember that one shot you took in 2025 or was it 2017 or 2020? Well you remember it being some year back. It was shot in Los Angeles but like me you live in or near LA and most of your shots where done in LA. The shot was of a street vendor and why you want it now is there is a dog in the photo who REALY wants one of the vendor's tacos.
Believe me there is NO WAY you would have thought to file the image in "dog wants a taco". And it you files it under the vendor's name then you'd not likely remember his name 5 years later. Fileing by date would not help you either because now you can't remember the date you took the image, now event eh year you took it. There is no realistic folders and filename system you could use
But if you have uses a LIBRARY system or a some kind of media manager you would have been able to use several keywords to describe the image. Then later you could search on the words like "LA taco vendor dog street" and get back 100+ images shorted by the number of keyword matches
Another example is that image you took oy Mary and her dog Rover with the Bay Bridge in the background about 8 or was in 10 years ago. Did you file it under "Mary" or "bridge" or worse the date you took it. You will be happy it you used a bunch or keywords so you can search later.
Many people just don't understand media management systems. They work like a public library. Books are on shelves and given numbers. Then there are card catalogs where you can hunt by author, tile or subject. The software managers automate this process for you.
In my work, I do under water photos. When I file a photo I can't imagine when I might want to pull it back and use it. I can't make a meaningful tile so I just describe it using a bunch of words. Later I can search across 100 drive trips for images of say an anchor chain or a certain species of crab.
I almost always rate my photos too. So I can find a 4+ rated magma of chain from a wreck and I have maybe 50,000 images and it finds it in well under a minute. The image would NEVER be foubd had I filed it under the location of the wreck or the name of the wrecked ship or the date. You have to describe the CONTENT