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MichaelMidnight

macrumors 6502
Original poster
Feb 20, 2008
400
115
Los Angeles
As much as my title reads, is it possible to switch from monthly payments to a full payment for the Apple iPhone Program? And if it IS possible, how many of you have done it? Is it easy?
 
You'd need to read the loan documentation, but I assume you can prepay in part or full at any time without any penalty. But since the interest rate is zero, why would you want to, other than to make enough payments to get to 12 (which makes you eligible for a new phone)?
 
If I remember correctly, I had to call in to do any extra or additional payments - talk to a person. The website was very limited and didn’t allow this. I haven’t checked the website for almost a year though.
 
If I remember correctly, I had to call in to do any extra or additional payments - talk to a person. The website was very limited and didn’t allow this. I haven’t checked the website for almost a year though.

Still can't make extra payments on the website, but you can certainly make extra payments, or pay in full, by calling them.
 
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Yea... why do you want to pay it off?

On a related note - with the ATT NEXT (basically the same as Apple) - you can log in and pay it off easily.
 
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