I'm going to be buying a new macbook... and I'm thinking that with all of the problems people seem to be having I need to get applecare. However, you don't need applecare for factory defects correct? I'd like to save the money... and I know that is not an excuse but in the almost 3 years I've had my current powerbook I've never used the applecare I've bought with it. What do you guys think?