MP 7,1 How to get the best deal hands down on a Mac Pro corporate discounts etc.

[TheRealAlex]

So I’m looking to get a Mac Pro 12 Core base RAM 2TB SSD and base Graphics when the W5700XT is available. I’m trying to think what’s the best way to get this at a significant discount. My best option so far was Apple Card has 6% Cash Back on Purchases Plus the Apple Educational discount pricing.
Or if I wait til 2020 my research grant gets approved long shot but hey.

Or what’s the best possible low interest rate financing. ?

 

[Steve121178]

So I’m looking to get a Mac Pro 12 Core base RAM 2TB SSD and base Graphics when the W5700XT is available. I’m trying to think what’s the best way to get this at a significant discount. My best option so far was Apple Card has 6% Cash Back on Purchases Plus the Apple Educational discount pricing.
Or if I wait til 2020 my research grant gets approved long shot but hey.

Or what’s the best possible low interest rate financing. ?

Firstly, I doubt you'd get a significant discount, ever. Have you considered a bank loan? Unlikely you'd get it approved for a computer if your business doesn't turn much of a profit though.

 

[ruslan120]

I just made a video on this since I was exploring the same topic for the XDR.

Current:
I think Education + 6% is the best discount directly from Apple. Amazon is another good option (once/if the Mac Pro arrives there).

Near Future:
Also, sales should eventually show up through B&H and other resellers (up to $1,000 off, similar to the iMac Pro) at some point.

 

[majus]

... I’m trying to think what’s the best way to get this at a significant discount. My best option so far was Apple Card has 6% Cash Back on Purchases Plus the Apple Educational discount pricing.
Or if I wait til 2020 my research grant gets approved long shot but hey.

Or what’s the best possible low interest rate financing. ?

1. If you are a veteran you can get a 10% discount, better than the 6% business discount. You must buy using the Apple Veterans link at the very bottom of the store.apple.com Home page. Proof of eligibility is required.
2. If you open a Barclays card account, during the first thirty days the account is open you can get 18 months financing with 0% interest.

 

[jasonmvp]

2. If you open a Barclays card account, during the first thirty days the account is open you can get 18 months financing with 0% interest.

I recently went through this process and balked at the very end of it. While Barclays has an online application, they're still stuck in the 90s and need hard copies of proof of your identification. They actually want a copy of your state issued driver's license, a copy of a utility bill, and the killer: a copy of your SS card.

These have to be snail-mailed or faxed to them.

I was almost on board until they told me about the SS card. Uh. No. You don't get that. You don't get a copy of that. Nope. I'm not faxing nor mailing that to you. No way.

They don't care either. They know their relationship with Apple is on the outs.

 

[Synchro3]

Firstly, I doubt you'd get a significant discount, ever. Have you considered a bank loan? Unlikely you'd get it approved for a computer if your business doesn't turn much of a profit though.

With a lot of luck 20% - 25% discount next black friday in November 2020. (I saw such discounts e.g. for the iMac Pro here in Europe in November 2018, unfortunately not in November 2019).

 

[TheRealAlex]

Yeah just got a Sallie Mae personal Bank Loan 6% $12,000 for 60 Months $250 ish a month figure this computer will last 5 years no problems. And no early pay off penalty drop my tax return on it. Instead of waiting.

Immediate approval.

 

[Freida]

Do you really need it? Cause 6% APR is tons of money. Will the computer generate that much more cash than lets say iMac Pro or iMac?
I think 6% over 5 years is crazy and you will overpay it by about $2000. Thats close to 17% extra.
Are you sure you need this?

Yeah just got a Sallie Mae personal Bank Loan 6% $12,000 for 60 Months $250 ish a month figure this computer will last 5 years no problems. And no early pay off penalty drop my tax return on it. Instead of waiting.

Immediate approval.

 

[goMac]

Yeah just got a Sallie Mae personal Bank Loan 6% $12,000 for 60 Months $250 ish a month figure this computer will last 5 years no problems. And no early pay off penalty drop my tax return on it. Instead of waiting.

Immediate approval.

This.

If you go outside of Apple, there are a lot of great ways to finance a Mac Pro. You might not get 0%, but you can get pretty low interest with a long repayment term.

Combine that with a small business or employer discount, and it gives you a lot more flexibility. Sure, you'll pay a bit more money overall with the interest. But it makes it easier to digest the cost of a Mac Pro and spread it over 3-4 years.

And unlike a lease you get to keep it and resell it in the end with no final charges or any other shenanigans.

 

[Grumply]

Depending on how much you spend (here in Australia at least), they have a sliding scale of Small Business discounts.

For the 16-core/1TB SSD (base-spec/user-replaceable everything else) build that I've priced up. It was 6% off, and I gather it goes up to 10% the more you spend (add a Vega II to my build, and it goes up to 7.5%).

Apple's "finance" options here in Australia are pretty ******. You "lease" the computer, pay off the full value of it over 2-3 years, then either trade it in for a new model on a new lease (after having paid it off in full?!) or you can buy it out - but unlike in the US, they won't give you a fixed figure for the buyout. Which means you have no idea what it's actually going to cost you (after you've already paid for it in full). You'd hope they're not going to ream you on it, but they could in theory ask for thousands of dollars for the buyout (based on the market value of a two-year old 7,1 at that stage).

Private equipment finance/chattel mortgage seems to be the way to go.

 

[gugy]

Chase business cards, I believe the Ink has a 18 months 0% plus $500 cash back for first time applications.

 

[AidenShaw]

Chase business cards, I believe the Ink has a 18 months 0% plus $500 cash back for first time applications.

I hope that you can simply pay cash for the system - and are wondering if you can improve your cash flow with paying off a card before interest comes due.

 

[TheRealAlex]

This.

If you go outside of Apple, there are a lot of great ways to finance a Mac Pro. You might not get 0%, but you can get pretty low interest with a long repayment term.

Combine that with a small business or employer discount, and it gives you a lot more flexibility. Sure, you'll pay a bit more money overall with the interest. But it makes it easier to digest the cost of a Mac Pro and spread it over 3-4 years.

And unlike a lease you get to keep it and resell it in the end with no final charges or any other shenanigans.

Yeah I can see selling this in 5 years for a few Thousand. Going with a mid Spec. And since my iPad Pro handles all my portability needs, I figure $3,000 saved on no Macbook Pro cuz who really does Serious Editing or work on a Laptop ? Lol
tax refund easily brings my payments down.

Waiting on new W5700XT Graphics

Gonna buy in 2020 to make it Fiscal and claim it on my taxes as a educational PC just need form 1098-T and use it form my Online class.

 

[Average Pro]

Thank you for reminding me about the Veteran discount. I've utilized the Federal Government (as an employee) is the past.

As for B&H, they already have prices posted.

 

[gugy]

I hope that you can simply pay cash for the system - and are wondering if you can improve your cash flow with paying off a card before interest comes due.

The idea of any interest free card is to fully pay the amount due on the term limit. If you don’t, you are screwed with high fees.