This will be my first time using the IUP to upgrade my iPhone. I got my XSMaX last year after signing up with the IUP. So this will be first time to order my first upgrade to the 11. Exactly how do we do it? Do we need to go through the whole add to cart and then in the end say or hit a button where you say you are part of the IUP. Thanks in advance!
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Other How to upgrade using IUP
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Basically, when you check out when you preorder, it does a credit check and says you're good to go. It's just like paying anyway for the most part.
It's like a payment method
It's like a payment method
Sometime before launch, usually around announcement time, you'll be asked to pre-qualify for your next loan for an upgrade. This saves time & headaches of doing it at check out where. People were complaining it took too long and stock would run out be the time Once that's approved, yes - you'll need to add it to your cart and go through the process of upgrading it w/ CitizenOne financing that you were pre-approved on. You will get a return box shortly after the new phone arrives. Wipe it, put the old phone in the pre-labeled box, follow instructions on how to return it.
If you wait to apply for your new loan on check out, your place in line moves down until that application is approved and phone is purchased. Save yourself the headache.
If you wait to apply for your new loan on check out, your place in line moves down until that application is approved and phone is purchased. Save yourself the headache.
So they run a whole new credit check? When I log on says I can upgrade since the 12 payments were made already.
It's a new loan so they can technically do a new hard pull but I only ever had a hard pull on my first loan. Some others say they've seen hard pulls on upgrade loans. YMMV. Once you've established good credit, you likely won't see hard pulls from them if you upgrade every year. Your old loan will close out when the old phone is received back at Apple.