hi, i was looking into buying an iMac, but i wanted to know if i pay by month, will i get it immediately, or will i have to pay off the whole computer before they ship it to me? thanks in advance!
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If I Buy An iMac But Pay By Month, Do I Get It Now, Or Do I Have To Pay It Off First?
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Or, if you don't qualify for a same as cash loan, save your money then buy. No need to pay someone interest when a little saving can prevent that.
oh so i get the computer, then i pay for every month right? thats good becuz i really wanted one, cuz i have a aluminum macbook, and i was trying to sell my hp laptop and desktop, but now i can just get it right away instead of waiting! woo!
I would agree with the above and the fact that you asked the question in the first instance suggests your understanding of finance might not be the greatest.
Is there any reason to understand finance when you can get a new shiny toy today? Probably not. Unfortunately all good advice seems to fall on deaf ears.
OP: I would save up the money. It sounds like you already have a Mac, what's wrong with that one?
OP: I would save up the money. It sounds like you already have a Mac, what's wrong with that one?
And this is why we're in a credit crisis.
Just out of curiosity, how old are you anyways? Because you don't seem to have any understanding of credit and financing which makes me think you aren't 18 and thus not eligible to finance it anyways.
If you go to Apples website, I think you have to go to the iMac page and click purchase, you will see this offer. Apple is offering on approved credit of course, same as cash financing for 12-months for purchases over $900 using the new Barclay Card Financing Visa Card. Good luck!
Beware of these offers, in that interest collects the entire 12 months. If you pay it off in time (read the fine print carefully), the interest is removed. If you miss paying it off by one month, the entire 12 month's interest suddenly shows up on your statement.
Wow, I was about to post the exact same thing. If he has to ask a question like that, he should not be taking on a loan. Chances are he won't be approved anyway.
And if you can't pay it off, Obama will come along and give you a bailout to pay it off for you.
Of course that means that ultimately the taxpayers will end up paying for it at 100X the actual cost, but then again maybe they will get free health care in the mean time?
Of course that means that ultimately the taxpayers will end up paying for it at 100X the actual cost, but then again maybe they will get free health care in the mean time?
Bailout for consumers?
When does this start? I got an AMEX I need a 2k bailout on! So I can use it to purchase a 2010 Mac Pro. It still smoking from my 09 MP Quad i bought in June! I read the rumors and posts almost everyday for the last 3 years and I've never posted or commented. I just came on 2 say: THIS IS A SITE TO HELP OTHERS, GET OFF OBAMA"S D#*K!And to the OP, buy what you want. If you get approved, just pay it off well in advance of the alotted time.
im 13, but my dad is a used car dealer and he finances stuff all the time, so he'll know what to do, all i wanted to know is that i dont have to pay 1200 bucks right away =D lol
Financing for a business and financing for a person are two separate worlds. So, at 13, you're wanting to go into debt for things you want and not need. Marvelous.
Bailout for consumers?
And to the OP, buy what you want. If you get approved, just pay it off well in advance of the alotted time.
The consumer bailout already happened, didn't you hear about al the people who got their mortgages reduced, or refined? And I wouldn't be surprised if more is on the way.
http://www.youtube.com/watch?v=P36x8rTb3jI
I think used car salesman and a financially responsible functioning adult are mutually exclusive
More is not only on the way, there are still many many loans to modify. Some deserving some are just loans belonging to mindless twunts who shouldn't have had a loan in the first place with their 60% DTI and 500 FICO.
Yes, you get it now, thats the whole point of it lol...
Though you'll have to pay interest on it so pay it off as quick as you can!
Though you'll have to pay interest on it so pay it off as quick as you can!
I work at a university where staff (I am a technician, or slave as we call ourselves), and we are allowed to purchase computers on a 0% loan paid off over a one year period. Granted, the vast majority of loans do not work like this....
Tom
Tom
If you're going the no interest financing route and you aren't getting it built to order, go purchase it from Best Buy. They offer 18 months, no interest financing and have the "standard" configurations of every model Apple has.