This is nuts. Could be a matter of life and death.
No sooner to I hit the call button that this happens.
It's immediate.
I also tried to call through Siri and it does the same thing.
It's the day after and I have done four reboots.
It's now working solidly.
I rebooted twice last night and nothing, then this morning and now things are normal.
Thanks for the suggestions.
No idea what happened, first time for me.