I switched from Galaxy Note 4 to verizon iphone 7 plus, anyway usually with my electronic purchases I buy extended warranty, sometimes it's just a waste of money, but most of the time it's a life saver.. anyways I'm dead set on buying extra protection beyond the standard apple warranty, I need some pros and cons on apple care, 3rd party (square trade) and carrier warranty (month to month), any info would help. it's too confusing for me at this point. Thank you!