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mojolicious

macrumors 68000
Original poster
Mar 18, 2014
1,565
311
Sarf London
Firstly, I don't talk iPhone and I'm unable to distinguish Wallet from Apple Pay, so apologies if I'm confusing/conflating the two.

Secondly, if it makes a difference, I'm in the UK.

Have just bought a refurbished iPhone X on contract, because the price was so good it would be rude not to. Phone is so cosmetically perfect that I suspect it's unused, and everything's lovely except: I can't add my debit card to Wallet.

Error message is Could not add card. Try again later or contact your card issuer for more information. Over the phone the card issuer (NatWest) went through various steps I'd already tried without success, but confirmed there's no weird flag on my card/account.

Card was working on my previous iPhone 7. Wallet was transferred via the magic of 'placing your phones next to each other on set-up' with both phones running 15.0.1. What's transferred in the process appears to be 'everything but the three digit code from rear of card'. Entering that number and continuing takes me to a 'terms and conditions' page; on agreeing I get the Could not add card message. There's virtually no delay between three digit code, T&Cs and error message so I'm not sure if there's genuinely a 'negative response' from NatWest. Get same error message if I deliberately mess up the three digits, the expiry date, etc.

Have tried logging out and back into Apple ID. Have checked my region. Have deleted the transferred card from Wallet and tried to add a new card both manually and via camera. No dice.

Wiped my old iPhone 7 and set up from scratch, and was able to add the card without any problem. For giggles did the same thing with an original SE, and again the card was added without complaint.

Tried my wife's debit card on the X and again it failed but it's also NatWest and linked to the same joint account, so not the best test.

Have discovered the phone (a Vodafone contract, supplied by a reputable third party) turns out to be an A1865 iPhone X (Verizon/Sprint/China/A1865) but as far as I can tell that shouldn't make a difference to anything. But manufacture date is July 2018 and have read elsewhere that the NFC chip was iffy on models of that age.

Is a healthy NFC chip integral to adding a card to the Wallet? Don't have any NFC tags but if I wave the tag reader app at my debit card or Oyster card it comes back with 'tag not supported', which suggests that chip isn't dead.

Any clues?
 
Who did you purchase the refurbished X from? It sounds like somethings wring with the phone that may need replacement or at least testing to diagnose the issue. If it wasn't from Apple you might consider contacting who you purchased it from to ask what you need to get the phone checked out or replaced
 
Who did you purchase the refurbished X from? It sounds like somethings wring with the phone that may need replacement or at least testing to diagnose the issue. If it wasn't from Apple you might consider contacting who you purchased it from to ask what you need to get the phone checked out or replaced
Affordable Mobiles, who are probably the 'biggest boys' here in the UK.

Looked at their website and it states If you’ve had your iPhone for less than thirty days uou benefit from a special care service provided by Apple directly. Please call the Apple customer service department on [number] or visit [Apple support website]. They will troubleshoot your fault, and may offer to repair or replace your iPhone for you. If there are any problems, please get in touch with us.

Above suggests that they're Apple-sourced refurbs, which doesn't make much sense to me given the cost of the iPhone X 64GB (I run a tight ship, data-wise!) works out at ~ £250 once I take off the data/call plan. Phone number is also a generic Apple Support line.

Was curious to know if anyone else had encountered the same issue. Seeing my daughter later today and will steal her debit card and see if I can add to Apple Pay / Wallet, just to put my mind to rest about it being something funky with my joint bank account. Basically want to have as much info to hand as possible before getting into the support hell of being told to do resets etc etc, but my gut feeling is that it's going back to Affordable Mobiles. Or Apple. Or someone.
 
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