- Buy Michael Langford's book Step-by-Step Guide to Photography or Basic Photography. Read it twice.
- Buy a Nikon F80 second hand on adorama or BH with a cheap lens (you can sell them later). They're a bargain now.
- Practice without film (seeing how light affects exposure time, diaphragm...). It'll be your tool, so you'd better get used to it.
- Buy some rolls of slide film (I'd suggest at least one roll of Velvia, that you'll save for when you start being confortable with the light).
- Then, practice with slides (no negatives, slides). Concentrate on lightning (sunsets, candles, public lighting, nightscapes...) rather than on depth of field and such.
- Sell everything you had bought if you need the money, otherwise keep it, but be aware that once you have got a digital slr, you'll barely ever shoot film again unless required.
- Buy a Nikon D40 or a Canon digital rebel, or whatever (SLR!). If you can afford it, the Nikon 18-200 alone is a powerful reason to go Nikon.
- Now "you're digital" you can concentrate on things like endless tests about depth of field, exposure times, etc...
- Read Ken Rockwell's articles (not those about gear, the ones about actual photography!)
- Keep shooting. Then, realize that anything digital is still behind Velvia.
If you want to learn, I'd advice against anything point and shoot or bridge. Yeah, you can learn some things out of them, but you don't really know what's happening in the camera. you just press buttons, and see the results. That's not how you learn photography, that's how you learn to use a Point and Shoot. Yes, I know it's possible to get good pictures out of a PS, but it's a pain in the ass.