Macbook Pro on Finance

[Hustle]

I currently have a Macbook and have owned the laptop for about 6 months now.

I want to purchase a Macbook Pro, but as i'm only 16, i don't have £1200 in a total payment, however, i can easily afford the Apple Financed Macbook Pro.

I can get one for £1200 and the repayments would be £60 a month for 24 months (so i'm paying quite a bit in interest). I can easily afford £60 a month.

For those wondering, yes, i do have an adult (parent) that is willing to put the finance in their name and bank details and i'll just set a direct debit from my account into my parents....

So, has anyone had any person experience with Apple Finance a Mac?.

Thanks.

 

[Trepex]

Are you sure this is what you want? I know when I was younger and in school I would often be tempted to impulse-buy or to walk into a situation like committing to a cellphone plan for 3 years, or to leasing a new computer, etc. In the end I would generally decide against it. Unless your Macbook is really not meeting your needs right now, you'd be far better off saving for a little longer and buying when you can afford the full purchase cost.

To each his/her own; I just hate paying exorbitant amounts of interest when it's not for something that I know I really cannot do without.

 

[zepharus]

Are you sure this is what you want? I know when I was younger and in school I would often be tempted to impulse-buy or to walk into a situation like committing to a cellphone plan for 3 years, or to leasing a new computer, etc. In the end I would generally decide against it. Unless your Macbook is really not meeting your needs right now, you'd be far better off saving for a little longer and buying when you can afford the full purchase cost.

To each his/her own; I just hate paying exorbitant amounts of interest when it's not for something that I know I really cannot do without.

True Dat yo. This just reminds me of the family i saw in the Apple store a while back.

This 13 or 14yo kid walks in with his fat mom and he has an iphone in hand. h goes over and I overhear him beggin his mom for the $200 pair of bose headphones to use with his iphone and his macbook.

I find this excessive and completely repulsive that a 13yo kid needs all this... but who am I to judge...

 

[Hustle]

It's not something i need, it would just be a great upgrade to my current Macbook, but the more i think of it, i'm not sure if i want to be in debt for 2 years, even though it means having a great laptop.

If i did get a Macbook Pro on finance, it means i wont be able to get the iPhone when released next month.

 

[Trepex]

See my logic is this: wait a couple months and think it over. Worst case, that gives you a couple more months worth of down-payment if you decide you really can't do without. Otherwise, keep your MB for the next year and then think about upgrading next year. Worst case, in a year's time you'll end up with a completely redesigned MBP and you'll have enjoyed a no less awesome Macbook in the meantime. As you said, it's only 6 months old