OP asks:
"How about I just use my CCC or Time Machine backup?"
OK, that settles it.
The BEST option is to use your CCC backup.
How to do it:
a. Just before the new Mac arrives, run CCC on your old Mac "for the last time".
b. When the new Mac arrives, take it out of the box, get your connections set, BUT DO NOT PRESS THE POWER ON BUTTON YET !
c. Connect the CCC backup drive. NOW press the power on button.
d. Begin setup. At the appropriate moment, setup assistant will ask if you wish to migrate from another drive. YES, you want to do this, so...
e. "Aim" setup assistant at the CCC backup and give it time to "digest" everything (it will take a little while).
f. SA will present you with "a list" of stuff to migrate. Coming from a 2017 Mac, I'd suggest you just "migrate it all" (apps included).
g. Let SA do its thing. Again, it will take a while (but migrating from a CCC backup will be the fastest of all possible choices).
h. When done, you should see your original login screen. So log in and "look around".
i. BE AWARE that some 3rd-party apps may not run or will require upgrades. That's the way it goes.
Good luck.