Other Opinions, how to go about getting a 12 Pro Max

[Berries-A-Million]

I did the upgrade with AT&T for the Note 20 Ultra ($800 credits over 30 mo.), and miss having my iPhone. Locked in with AT&T for 30 months is not something I am going to want to do, and trying to figure out a way to switch back to the iPhone 12 Pro Max without killing my pocket book.

What would be the easiest, least cost out of pocket to be able to switch that you all can recommend?

I would assume this maybe the way, but it would require some funding at first. Any other options let me know.

Option 1

Pay off the Note 20 Ultra on a CC.
Sell on Swappa $1000-1200 (512gb model)
Use iPhone SE spare phone (original model)
Buy new 12 Pro Max

Option 2

Pay cash for iPhone 12 Pro Max

Option 3

Get a Apple Card
Buy 12 Pro Max and pay monthly installments with Apple instead.
Use Note 20 Ultra as spare device till its paid off.

 

[Lobwedgephil]

Pay off Note 20 with the sale of it. Buy iPhone 12 PM on Apple Upgrade Program.

 

[ericwn]

I don’t like debt and not owning something or being tied to a carrier. Option 2 for me.

 

[Renho]

Sell Ultra for sure! You have like 3 days to ship it. Once sold go in and get new phone and you won’t have to use ur SE in the meantime!