So I normally hang onto my iPhones for two years and the way I usually purchase them is trough the iPhone Upgrade Program. Normally, I keep paying for the phone on program for the first year and if the following year, I am not interested in the upgrade, I pay it off. However given the trade in deals which were offered last year, I am thinking of paying my phone off early as I may be better off trading it in for a new one should I want to do so. I know this is 7 months away but interested in your thoughts on the matter.