Yeah, I love my iphone. The only issue I have with mine is instability in Safari when playing music, but using the jivetalk beta for iPhone while listening to tunes is not a problem at all with stability, which is the main time I'd want to listen to music while using the internet functions.
I have a good battery, no dead pixels, my phone is loud enough that I need to turn it down sometimes (totally subjective, but I think my phone is plenty loud), calls sound good, people don't have any problem hearing me, even with Apple's headphones and the small included mic.
I barely use SMS, I don't even care that the phone has a camera at all, let alone that it can't do video. The only thing I've used the camera for is snapshots of folks on my contacts list and maybe take a picture of something funny to send to someone who doesn't have a phone capable of mms, so I sent it via e-mail.
I never bothered to set up voice dial or speed dial on any of my previous phones anyway, so that isn't a feature I miss either.
I'd rather use headphones than stereo bluetooth, I don't even have a bluetooth adapter for my computer, so I couldn't sync via bluetooth even if the phone had the feature. I don't want work to follow me home, so I don't care about lack of proper exchange support, I can always use outlook web access anyway if I really need to check it.
It'll be great if some of these things get added through updates, but right now the only thing I'd ask for would be a headphone adapter with controls like Shure's upcoming adapter or just a brand new set of headphones from someone like Shure that include controls for handling calls and skipping tracks.
Extremely happy with the phone, and even with ATT service in my area.