While I agree with the reliablity statements in general, I have to take issue with the general tone of those comments. If data is valuable you need backups, period. Even the internal SSD or HDD is no where near reliable enough to not need a backup. Just include the SD card in your backup routine. Keep in mind that these cards are the standard storage for all modern digital cameras where they get heavy use and have proven rather reliable.
I've used micro SD cards for various sizes as additional storage on my old Dell Venue 8 Pro (8" Windows tablet) and my current Surface Go has a 128Gb card. Both devices are designed to store the cards permanantly, they mount flush or resessed. I genereally store pictures, documents, and videos on the cards along with a few utilities. In the ~5 years of daily use between the 2 devices, I've never had an issue. The first card in the Dell was used for 2+ years before being replaced with a larger card. The cards are slower than the internal drives (eMMC in the case of the DV8p and NVMI in the case of the Go), but they have still been up to the task for watching 1080p videos.