I can't help you choose to upgrade to El Capitan. That's a personal choice, but I do think it's a good upgrade
Backup your present drive, if you don't keep a current full backup, before you begin.
But, it's also likely that El Capitan will not be updated again, so you could go NOW to the App Store, and download the El Capitan installer. When it completes, the installer will launch automatically.
You can continue at that time to upgrade.
Or, quit the installer. It will be stored in your Applications folder. Save the installer app to another drive, so you have it already downloaded if you want to use it some time in the future. Even better, create a bootable installer on a USB flash drive. An 8GB size is ideal. There's easy-to-find instructions for creating a bootable installer for El Capitan.
And, very convenient to keep that around, just in case Sierra doesn't give you any thrills. And, when Sierra is fully released, you can do the same with THAT installer, downloading from App Store, then creating a separate bootable installer, etc.