I’ve finally done it. I dropped and cracked my iPhone 11. My screen is cracked and I have what looks like a small bright spot. Is this something that can be fixed with a screen replacement? I’m trying to decide whether I go through insurance or replace it through Apple. It is more expensive to go through Apple, and I’m wondering if the small lcd spot will make the repair more expensive. I am also wary of asurion. Any insights would be helpful, thanks!