When you make a purchase using the 0% financing option with Apple Card it’s not reflected in the balance. I’m very meticulous with tracking my accounts so this drives me crazy. But where it becomes really annoying is if your displayed account balance is $0 or low and you get a refund or return credit for something. Then they automatically apply that money to your 0% balance. Then there is no way to see the transaction applied to the 0% balance unless you do the math. The process is clunky and they should just include everything in the balance.
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They need to include 0% financing in card balance
- Thread starter TonyC28
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Agree. Any credit account I had a 0% promo on always kept it in the balance and explained how much was left and when it expired on the statements. And does Apple force you to pay equally instead of letting you pay whenever you want as long as you pay it off before the expiration date?
From what I can tell the purchase amount/12 is automatically paid every month but you can pay more separately if you want.