Agree for a casual user, but maybe not for someone using Windows PC for work.
I use my Windows systems for professional work. I am thinking hard of consolidating down to Macs as my local computer, and an iPad for casual media consumption. From the Mac or iPad I could access the Windows 365 system and have my files all there via OneDrive which I have from my Office 365 subscription.
I am completely tech-savvy, with MS in CompSci. But with decades of spending time playing IT support in addition to billable work, I realize it is a money-losing proposition even if I am only supporting myself. The IT work takes away from the time I am building products for my company, charities, or paying clients. So even though I have the infrastructure to play IT guy (1 Gbps WAN/LAN, house-wide Ethernet, Unifi routers, switches, and multiple access points, 24 TB NAS, VPN, etc.) I find it to be a distraction.