No worries, there are no dumb questions. Let me see if I can help.
You have to choose which sim to use as your primary voice and data line. Both lines will ring your cell if a call goes through, however, only one is primarily the "data line" - see below:
Settings --> Cellular
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Note I have 2 eSims. I call one Primary and I call one Secondary. You can call it whatever you want in the settings for each line (see below). Note that you assign one to default voice and data.
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Note that when I go to Settings --> Cellular --> Cellular Data:
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I have the ability to allow cellular data switching - meaning if one of my eSims has no reception, it can treat the other one as the "data" line. Some times my T-Mobile line is on WiFi calling to my Verizon Line (using its data), and some times my Verizon line is on WiFi calling using my T-Mobile line (if it has very strong reception).
Both can be treated like a data line - note that when you're connected to a hotel wifi, you still get iMessages and data. Think of your second sim/e-sim as a data line - you can get iMessages and voice calls through the data abilities of your second line (wifi calling needs to be enabled).
Now.... Both of my lines are USA carriers. So I have both of mine activated and using data.
However, if I was to go to, let's just say Peru - and I wanted to buy an e-sim with Movistar or Claro - I would disable the data on both my USA e-sims and make my Movistar / Claro e-sim as primary cellular and primary data. I would also turn off Allow Cellular Data Switching while I was in Peru.
Hope this helps.

. Please ask more questions if you have any.