Website taking recurring payments with Apple Pay

[afd]

My wife payed £1.99 for some daft personality test with Apple Pay on her phone. A week later another payment was taken for £20, luckily her bank sent a notification of it or she might not have noticed. I didn’t know it was possible to take out an additional payment without Touch ID or Face ID? Anyone else encountered this?

 

[jetsam]

My wife payed £1.99 for some daft personality test with Apple Pay on her phone. A week later another payment was taken for £20, luckily her bank sent a notification of it or she might not have noticed. I didn’t know it was possible to take out an additional payment without Touch ID or Face ID? Anyone else encountered this?

Yes, I have had recurring payments taken when I've used Apple Pay. I think it only requires the credit card issuer to allow recurring payments, and most do.

I prefer to use PayPal, when possible. PayPal lets you explicitly block recurring payments.

 

[FreakinEurekan]

Sure - you can set up recurring subscriptions using Apple Pay. I have a few set up.

Not trying to bash your wife here - but people need to pay attention to what they're doing ¯\_(ツ)_/¯

 

[afd]

Thanks for replies, didn’t know that was possible. Don’t think it’ll happen again.

 

[NoBoMac]

I think it only requires the credit card issuer to allow recurring payments, and most do.

Pretty much this.

Luckily, the real CC number is not exposed to the merchant. They get their own unique CC number for the person/user (ie. unique card number in phone is sent/used for Apple Pay who generates different number for the merchant to use for the recurring payments). Downside, that number is still valid unless canceled with the merchant or report the card as stolen/compromised (disreputable merchant might not honor cancel request(s)).

View preauthorized payments in Apple Wallet - Apple Support

When you use Apple Pay to make preauthorized payments—like a subscription, deferred payment, monthly bill, automatic reload payments, or installment payments—to participating websites and apps, you can view and access options to manage these payments in the Wallet app.

support.apple.com

If you remove a payment card connected to a preauthorized payment from Apple Wallet​

• The preauthorized payment isn't canceled and any associated accounts aren't closed. To manage your payment preferences, tap View Preauthorized Merchants in the alert that appears when you remove the payment card. Then tap the merchant > Manage with [Merchant] to visit the merchant's website.
• If you remove your Apple Card, associated preauthorized payments aren't canceled and associated accounts aren't closed. If you don't have your Apple Card on another device, you need to manage your preauthorized payment on the merchant's site or app.