1) Skylake vs Kabe Lake - Faster and more powerful than ever, iMac is now equipped with seventh‑generation Intel Core i5 and i7 processors and the latest high‑performance graphics.
2) 3.2 vs 3.4 Ghz
3) Turbo Boost up to 3.6GHz vs Turbo Boost up to 3.8GHz
5) AMD Radeon R9 M380 graphics processor with 2GB of GDDR5 memory vs Radeon Pro 570 with 4GB video memory - 1.4X faster video editing/1.5X faster gaming/1.4X faster 3D graphics
We may have to agree to disagree on this. Benchmarks show, even with that 200mhz increase, 10% if that performance increases in most cases. 10% is not "very significant" to me. If benchmarks cannot show a significant difference, your day to day work of documents and watching videos won't either. I'd bet that if you went side by side with a 2015 and a 2017 not knowing in advance which was which, both with SSD's, you'd not be able to tell the difference between a 3.2 and a 3.4 machine. For #5, having a better GPU only matters if you actually use the GPU. Your indicated workflow does not, so I wouldn't be trying to buy the best GPU you can afford. Save that money and buy upgraded ram if you need it, or put it towards AppleCare cost if you choose to buy AppleCare.
I respect you've done some research, but I based on your quotes from the manufacturer's, I fear you've read the brochure but not seen the real life results. 200mhz is just not impressive or noticeable. It just isn't. That's all I'm trying to get at here. I was dead set on a new 2017 machine until I started reading reviews, looking at benchmarks, and comparing real life results for my workflow. You can (though they're quickly being scooped up) find authorized 3rd party re-sellers selling the 2015's with ssd for $1700 or so, vs that $2,000 plus you'll spend on the 2017. You could potentially find a refurb, buy Apple care, buy extra ram, and end up with a machine equivalent or better than the 2017 for slightly less money. Based on your workflow I don't even think you
need an SSD but I know around here SSD's are deemed important even for grandma's reading email once a week. If you stayed with a 2tb fusion, which includes a 128gb ssd portion, you could easily find 3rd party resellers who have these in stock. If you don't buy AppleCare or extra ram, then you've got a nice chunk of savings. If you look at actual benchmarks and reviews and still feel the 2017 is the best option, then by all means go for it.
I'm also basing my recommendation off your posted workflow which included zero gaming, photo, and video editing but just a VM, some office docs, watching videos, and web browsing. You (and I in another post) mentioned the inclusion of thunderbolt 3 ports, which are fantastic....if you have thunderbolt 3 peripherals. Hooking up extra monitors or using external thunderbolt or usb 3 storage would be another reason for the 2017's, but you don't mention having or using any of this so I left it out. Plus, if you are just using these external enclosures for transferring tiny documents, there's no way you'll notice a difference between the 2017 and 2015 I/O speeds. Now when you start trying to transfer multiple gig files on a regular basis, then we can talk about I/O speeds.
EDIT: Here's a top hit if you google skylake vs kaby lake. Feel free to read through it all but also look at their final notes.
http://www.techadvisor.co.uk/review/graphics-cards-pc-upgrades/kaby-lake-vs-skylake-3658183/
Edit2: It's crazy to me how many people actually voted for the top of the line iMac for office docs and web browsing. My goodness is that a waste of money and total overkill.